Buying a condo with a mortgage may soon get more complicated. Here's why New policies that apply to mortgages for condos take effect Aug. 3, and some experts are sounding the alarm that buyers may see delays or denials.
源站原文 ↗Buying a condo with a mortgage may soon get more complicated. Here's why New policies that apply to mortgages for condos take effect Aug. 3, and some experts are sounding the alarm that buyers may see delays or denials.
源站原文 ↗用抵押贷款购买公寓可能很快就会变得更复杂。原因如下：适用于公寓抵押贷款的新政策将于 Aug. 3 生效，一些专家发出警告，购房者可能会遇到延迟或拒绝。
房利美和房地美将于8月3日实施新的公寓贷款政策，取消部分公寓楼的简化审查，要求进行全面审查，可能导致贷款审批延迟或拒绝。新政策旨在识别有财务或结构问题的公寓楼，但行业组织警告称约40%的公寓购买可能受影响。此外，从1月4日起，公寓协会需将年度预算的至少15%用于储备基金，高于目前的10%。
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