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The affordability gap in America is widening. The typical U.S. home now costs around $3,200 per month, requiring an annual income of roughly $120,000 to afford comfortably. Yet the median household income is about $84,000, leaving homeownership increasingly out of reach for many. As housing costs continue to outpace incomes, a growing number of young Americans are losing confidence that they’ll ever own a home or achieve traditional milestones like starting a family. The widening affordability gap is becoming not just an economic challenge, but a growing social and political concern.